Employee Benefit Associates, Inc. (EBA) is an independent insurance agency located in Lexington, Kentucky. We work locally and regionally to serve our clients in the area of employee benefit planning with additional services, including individual life and health coverages. Our commitment to excellence and philosophy of making a difference by educating, counseling and guiding our clients through challenging times differentiates EBA from our competition. Employers are under increasing pressure to provide a benefit program that can attract new talent and retain valuable employees. Changes in legislation, new trends in consumer driven health plans and the ever increasing cost of healthcare makes this a difficult task. As a respected leader in our industry, we help our clients face this challenge every day.