Capital Risk Management Group, together with its sister company Capital Financial Group, works with thousands of employers throughout the southeastern United States not just to insure their risks, but to reduce them. The Company's primary focus is to improve the health of the workforce of each client due to its domino effect on reducing insurance premiums for health, property, liability, worker's compensation, life, disability and long-term care coverage. These cost savings, plus the enhanced profitability that is achieved with a healthier, more present and productive workforce are the resulting competitive advantages we partner with our clients to create.