Reliable-Financial is an independent Financial Service Company. We carry innovative products from the nations top ranked insurance companies. We help our clients in protecting their families, and planning for their future. Our Services Include ◉ Living Benefits - Living Benefits can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur, or if your desire is to have an income that you cannot outlive ◉ Mortgage Protection - Our Mortgage Protection Insurance is designed to pay off your mortgage in the event of your death, to make sure your family can keep their home no matter what. In addition to Mortgage Protection Insurance, we offer Mortgage Disability Insurance to ensure that payments are made when you are unable to work due to an illness or injury ◉ Final expenses - Final expense insurance allows the named insured to feel safe knowing that funeral-related expenses are covered regardless of the statutes of their estate at the time of death ◉Term Life - With Term Life insurance, you can save your family from worry by providing them with a cash benefit in the event of your death, giving them the security they need to avoid serious financial problems during a difficult transition ◉ Whole Life - Whole life protects an insured for their entire life. And advantage is, the death benefits are paid to the beneficiary tax-free and can be used at the beneficiary's discretion. A whole life policy is a great gift to purchase for children as a savings instrument or college fund ◉ Annuities - With an Annuity, you can guarantee income for the rest of your life and enjoy your golden years without worrying about finances or burdening your family ◉ Indexed Universal Life - IUL policies allow you to take money out of your policy when you need it without a penalty, Extend Retirement Cash Flow for up to 30-40 additional years from a traditional 401k, IRA or mutual funds ◉ Financial Aid Planning - College funding and Financial aid planning