Kevin Bard is the Owner and Founder of Creative Asset Solutions, LLC, a respected financial consultant, educator and author. He is a retirement, and social security specialist who focuses on maximizing income solutions and protecting investment principal. His strategies have helped his clients preserve their wealth and increase their family legacy. Over the past 20+ years Kevin has utilized a unique educational process that has allowed his clients to be better informed about the numerous income, investment and insurance choices available today. It requires thinking through the following questions: If there was a missing piece of information that was costing you money now or that would cause a significant problem or cost in your future, when would you want to find out about it? Today? 5 or 10 years from now? Never? If that fact or piece of information was a must know fact, would you agree you would want to know about it before making any type of financial decision, especially one that put your money at risk? This is what makes Kevin and his firm different! They believe in identifying all the critical facts necessary to make a sound financial decision that is in your best interest before making that decision. This has enabled his clients to make better choices regarding their individual retirement needs, therefore avoiding the unforeseen financial minefields that can devastate most people’s plans. Kevin has worked extensively with qualified elder law attorneys and CPAs to make sure his clients get the most knowledgeable and up-to-date advice available.