Merchant Advisory supports organisations of all sizes lower the cost of payments acceptance and optimise the customer experience. Areas of focus include the retail, hospitality, tourism, and not-for-profit sectors. Services include payments optimisation reviews, pricing comparisons, request for proposals, card scheme strategic merchant rate negotiations and consulting services. This service is provided by Payments Consulting Network (www.paymentsconsulting.com) an independent management consulting firm focused on the payments industry.