AgAu : “The Peer-to-Peer, Electronic Money System” is a Swiss based company founded in 2018 by Thierry Arys Ruiz. AgAu’s name is derived from the merger of the two atomic symbols “Ag” (for Silver) and “Au” (for Gold). AgAu has built an advanced technology on the Ethereum Blockchain to issue stable ERC20 compatible tokens. Each of the AgAu tokens are backed 1 to 1 and represent the direct property of 1 gram of allocated good delivery standard LBMA (London Bullion Market Association) quality (99.99%) gold or silver; redeemable against physical gold and silver bars. AgAu uses blockchain and smart contract technology to obtain both: transparency and Immutability of decentralised data proving the integrity of assets (quality, quantity and direct property). In the White Paper [1], AgAu is defined as peer-to-peer electronic money in reference to Bitcoin, a peer-to-peer, electronic, cash system. The abstract first defines cash as part of the fiat system while gold is defined as historic money.