Prudent AI is a smart lending decision platform that is trusted by top mortgage lenders to make fast, risks-free lending decisions using our intelligent income data. Our AI-powered platform automates qualified income calculation & verifies income with 100% accuracy by capturing and analyzing bank statements in minutes. Its a powerful, intelligent, and easy to use platform that delivers rapid intelligence on borrowers' creditworthiness with accurate financial data that is easily consumable by lenders. Go beyond bank statement data with Prudent AI. It is the Fastest AI-powered bank statement analysis - get 100% accurate income data in less than 15 minutes. It is the only product that: a Automates qualified income calculation with our intelligent & easy to use income calculator b. Downloads intelligent income data & approved qualified income in your existing income worksheet format Our AI engine presents richer contextual data by intelligently categorizing them as income / non-income, business / personal, checking/savings account, large/recurring deposits, NSF / OD - just the way you want it to make better credit decisions. Our engine looks at borrowers' credits, debits, and balances to deliver an in-depth cash flow analysis of your borrowers & helps you filter suspicious and fraudulent applications. Our income calculator auto-calculates qualified income by classifying deposit transactions into various income and non-income categories & applying the ownership/expense factor. The beauty is it also gives you full control to filter & identify transactions that need to be included or excluded from borrowers’ income data and dynamically shows its impact on the qualified income instantaneously. Our well-crafted APIs are designed to easily integrate and provide the power of Prudent AI and enriched data to any of lender's applications. Our systems and processes are designed to have world-class security & data protection that have passed audits by independent agencies.