For more than 50 years, Fidelity Security Life Insurance Company (FSL) has been a company eager to discover and capitalize on new opportunities. Since receiving a charter in 1969, FSL has remained flexible, opportunistic and responsive in providing products in all 50 states that match the needs of our distribution partners. FSL’s business plan has evolved around providing products and services to numerous target markets utilizing a mix of independent distribution channels. The company’s portfolio of life, accident and health, and interest-sensitive products are marketed through six distinct units. The diversity of products, distribution channels, and target markets has contributed to FSL’s consistent earnings performance across all core lines of business. These results have been achieved through profitable growth from new product development and expanded distribution with both existing and new distributors. Today, FSL manages nearly $1 billion in assets, while its regulatory capital and surplus – a measure of its financial strength – exceeds $270 million. Direct and assumed premium exceeded $1.1 billion at the close of 2019. FSL’s conservative approach to growth has earned it an A (Excellent) rating from A.M. Best Company. This rating reflects FSL’s strength in several areas: its niche business approach and diversification through six strategic business units; its trend of positive operating earnings; and its abundant level of risk-adjusted capitalization.