International Financial Systems specialise in providing solutions and services to financial institutions of all types. We have a customer list that includes stockbrokers, treasury service companies, fund managers, credit unions and over 100 banks worldwide ranging from the very largest to the very smallest reflecting the diversity of our software. The Company has five primary solutions; A core banking system (BankWare.NET) that encompasses retail banking, lending, treasury, multi-currency and general ledger, payments and transfers, SWIFT and BACS interfaces and debit card processing. An Internet Banking solution (iBank) that complements BankWare and is also sold as a front end into other third party products. A complete AML solution that has the following functionality: screening and filtering, know your customer, account monitoring and transaction tracking, payments screening, case management and suspicious activity reporting. Cash Management which is aimed at those institutions that hold client monies and need to keep those funds separate from their own or in a federated infrastructure where money is held at multiple banks. Mobile payment solutions. This use smart phone technology and SMS to initiate, track and manage micro-payments.