HelloChat was founded in Vancouver, Canada, with an independent retail electronic payments network through the transfer of money and information to financial institutions, merchants, consumers, and businesses. As a Fintech company, HelloChat facilitates electronic payment services in North America by leveraging financial technology to make financial services and business more convenient, secure, and faster. HelloChat brands include HelloChat and HelloChat Merchant. Together, they provide payment options through the HelloChat Wallet, as a secure, mobile payment service.