Our Home Ownership Program is superior to anything in the industry. Here are a few examples of why: HSH is NOT a credit repair or debt settlement organization. We are a loan preparation company with financial, credit, lending and real estate experience which makes us unique and far superior to our competitors. We offer a Home Ownership Program to educate buyers and help them become loan-ready. Improving credit is just one element of becoming loan-ready. Working with HSH ensures you will be helped in all the necessary areas. This is typically where most credit repair companies fall short. Speed. Clients can be loan-ready in as little as 30-90 days. Individual cases vary. Our Financial Advisers have 50+ years of collective experience in credit, real estate, mortgage lending & problem-solving. Financial advice and credit planning is clearly a better option versus using slow, obsolete credit repair companies or debt settlement organizations. Our staff offers a unique educational-based program on how to become a homeowner which goes far beyond just improving credit. HSH does business in all 50 states & has an A+ rating. HSH offers a free online portal to track your progress in REAL-TIME. See the Dare to Compare chart for overwhelming evidence we are the industry leader in this niche area.