PTL Governance Limited ("PTL") is a multi-award winning and leading firm of Professional Independent Trustees that works, primarily, on defined benefit (including final salary) and defined contribution pension schemes. Established in 1994, PTL provides a service that is of the highest technical standard, based on common sense, commitment and understanding. PTL’s approach is to be Personable, Pragmatic and Professional. PTL acts for trust based schemes and for contract based workplace place personal pensions. It acts for open, closed and paid up pension arrangements. It also acts for arrangements that are being wound up or are in transition from one of these to another. It’s client range from a few hundreds of thousands of assets under management to tens of billions. PTL have particular expertise in managing problem pension arrangements. PTL can act as part of an existing trustee or governance structure or can act alone. The extent of its involvement in your pension arrangement is decided by you. 1994 - 2014: Twenty Years of Trusteeship