ATOM is an insurance Operating System, and just like other operating systems, it allows any market actor (insurance agents, carriers, brokers, insurtechs) to work and perform, within a unified environment, all their activities. Underwriting, policy management, digital distribution, risk management (big data analytics & Artificial Intelligence), CRM, portfolio management, finance and technical accounting, compliance, human resources, reporting to capital; All in one environment, one system. Collaborating with underwriters, more than 70 insurance companies and Lloyd’s syndicates, with SAP, we have been working since 2018 to deliver our vision. Atom was deployed to its first clients in July 2019