We are an employee benefits consulting firm working for you, not the insurance company! We provide the service people expect for the money they spend. Since 1978 we have been learning about employee benefits; constantly doing market research looking for quality products that provide peace of mind. Over the years insurance companies and associations have reduced the quality of their products by removing important plan components, in order to lower premiums. There is a better way to manage the cost of your program without reducing its integrity. As your consultant, my job is to show you how to do this. If you own a company with fewer than 25 employees - there is more than one choice for your employee benefit plan.