Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. www.SIPC.org. OSJ: 13455 Noel Road, 20th Floor, Dallas, TX 75240 972-246-1800. Gilhang & Hays Financial Management Group, LLC is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. Licenses and Disclosures: https://www.gilhanghaysgroup.com/licenses