Concilium, together with its subsidiaries and affiliates, is a multinational financial holding and investment Group that is listed on the Bermuda Stock Exchange. The Concilium Group provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Our activities comprise four business segments: Fiduciary and Wealth Management, Financial Advisory, Business and Technology Solutions, and Commercial Property. The Concilium Group is first and foremost a fiduciary group. Apart from fiduciary services, the group companies provide a range of investment strategies and products in wealth management, which span geographies, asset classes and public and private markets to a group of clients, including corporations, governments, financial institutions and individuals. Our competitive position depends on our reputation and the quality and consistency of our long-term investment performance. Financial Advisory includes strategic advisory assignments with respect to mergers and acquisitions, divestitures, restructurings, spin-offs and risk management. In particular, we help clients execute large, complex transactions for which we provide multiple services, including cross-border structuring expertise. Financial Advisory also includes revenues from derivative transactions directly related to these client advisory assignments. We also assist our clients in managing their asset and liability exposures and their capital. Other segments provide business and innovative technology solutions to financial institutions, corporations and government agencies. The Concilium Group also has a commercial property footprint, which develops and invests in commercial and residential property.