Life is complicated enough. Worrying about your finances should not be! Whether it’s ensuring that you are maximizing the value of your investments, protecting your family in case of an untimely death or life threatening illness, saving for retirement, finding the right mortgage or getting appropriate funding for your business, unbiased financial advice is vital. Many of our clients tell us that they value being able to discuss their finances with a financial expert. Our advisers are trained to the highest standards and backedup by research tools that enable us to find the best solution for each client. As a small family owned firm we are committed to delivering the highest quality of service to all our clients. Smart Investments is a trading style of Cogent Financial Services Ltd an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Cogent Financial Services Ltd is Registered in England and Wales, No: 04971972. Registered Address: 9 Freetrade House, Lowther Road, Stanmore, HA7 1EP.