Mortgage brokerage firm providing the right program to meet our clients' specific financial situation and needs. We provide expert advice for new home purchase and refinance of residential real estate. Programs: Conventional (620+ credit score), FHA (580+), USDA (620+) & VA (580+) 100% financing, Jumbo/Portfolio (680+) and Specialty Programs (bank statements and DSR - debt service ratio) for Self-Employed and Investors. Former bankruptcy eligible 2 years post discharge (Chapter 7) and those in a Chapter 13 can qualify upon completing one year of Trustee payments. We do mortgages banks don't. And, we deliver funded mortgages faster and more efficiently. Our personalized service, ultra competitive rates & pricing and timely, smooth process makes all the difference!