JEFF McLEOD, LUTC is a specialist in working with retirees, and those about to retire, who want to guarantee their life income and ensure that their money will last as long as they do. His informational programs have been attended by hundreds of retirees including school teachers, bankers, business owners, retired executives and former employees of Ford Motor Company, GM, IBM, and NASA McLeod Agency, Inc. Est. 1987 Mr. McLeod's expertise is in providing research and actual data on fixed index annuities with income riders, for retirees to avoid common, and often irreversible, annuity buying mistakes that may jeopardize their lifestyle. National Insurance Producer Number 558629 Life Insurance Agent: Spencer McLeod