TORCH ignites business plans by providing SBA loans ranging from $25,000 to $350,000 for debt refinance, equipment, vehicles, working capital, real estate and select franchise concepts. Our online application provides an easy, streamlined process for borrowers and referral partners alike. We do NOT have application fees and our closing costs are low. Plus, our longer repayment terms provide businesses with lower monthly payments and better cash flow. Get in touch today to learn how TORCH Small Business Lending will ignite your business and set you up to burn the competition. TORCH Small Business Lending (www.torchsbl.com) is a sister company to Q2 Business Capital (www.q2businesscapital.com). First Savings Bank (www.fsbbank.net) is our parent company.