Founded in the year 2007 by Shashi Ranjan Sinha and Rashmi Sinha, Saija Finance Private Limited, is the first Bihar focused NBFC- MFI (Non-Banking Finance Company -Micro Finance Institute). The company has its Headquarters in New Delhi. Saija has its footprints in the following states of India:- 1. Bihar 2.Jharkhand 3.Uttar Pradesh 4.Haryana 5.Punjab The company has successfully completed more than 10 years of its operations in Bihar and it is growing exponentially in other states. Stepping in its 13 years of successful operation, SAIJA was formed with a focus on providing microfinance services to urban and rural poor, as well as micro and small businessmen, in the underserved geographies of Northern & Eastern India, starting with Bihar. The geographic regions served by SAIJA are amongst the poorest in India and also are grossly underserved by formal financial institutions.