Stone Falls is an insurance initiative intent on bridging the gap between admitted and non-admitted market placement for small business through specialty programs.   Our policies are written on admitted paper eliminating the ever-increasing surplus lines tax and policy fees afforded by small businesses.   By partnering with an admitted carrier who has a highly rated financial strength we are able to alleviate the looming burden of carrier insolvency issues and lack of coverage regulation faced by agents and their clientele. At Stone Falls we recognize our responsibility to the policyholder and work with local agents to create products designed for the small business owners who rely on them daily.