BDS is committed to our clients’ long-term financial success, uncompromising ethics, and attentive service. We are interested in enduring relationships with our clients that are mutually beneficial and built on the highest levels of integrity, trust, and service. Our process of developing and implementing an effective financial plan encompasses three elements, each of which is represented by a letter in our company’s name: Balance. The financial planning process starts with finding your ideal balance between current spending and saving for future goals. Diversification. Intelligent diversification goes beyond asset allocation and includes tax diversification, risk diversification, and more. It prevents us from placing all of our eggs into one basket. Significance. We help clients clarify their financial goals in light of what is important about money to them. What in your life is most significant to you? Our mission is to help our clients obtain and maintain financial freedom. We do this by getting to know our clients and their needs, developing sensible investment strategies, and providing responsible and dependable service at a reasonable cost. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. BDS Financial Network | 30405 Solon Road, Suite 16 | Solon, OH 44139 | (440)248-5625 This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, DC, FL, GA, ID, IL, IN, KY, MA, MD, MI, NC, NJ, NM, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, VT, WA, WV. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html.