Neem is an Embedded Finance platform enabling Financial Wellness for underbanked communities. Seamlessly embedding financial products and services into communities across diverse sectors, including agriculture, MSMEs, e-commerce, fintech, logistics, healthcare, and others. Neem is built to scale rapidly with low cost via trusted community partnerships and increasing digital transactions. Our core business model comprises of Banking as a Service Platform (BaaS) and a Lending Platform. We are starting in Pakistan and building for emerging markets. Neem has been founded by serial fintech entrepreneurs, technologists, and operators and a global diverse team.