Region Trade Bank for investment and Finance PJS Co. (formerly Emerald Bank) started its operations on July 2001 as a locally-owned, independent bank servicing community of Iraq. The first branch was located in Dohuk city, not very far from the Turkish border. Despite the risky situation and the multiple barriers prevailing at that time. In September 2003, RTBank established its Headquarters and Main Branch in the capital, Erbil, and continued to expand its various product offerings. Following the cautious strategy adopted by its management, and thanks to its policy of strong internal growth based on the trust of its clients, RT Bank achieved good results. In 2006, RT Bank entered in an ambitious program of branch openings in order to serve its ever-growing customer base and increase its geographical coverage, RT Bank is well positioned for future growth and success. RT Bank is a full service bank which strategy is to offer superior banking services to the Iraqi individuals and corporate, as well as to international investors seeking to work and operate in Iraq, particularly in Kurdistan. RT Bank provides a broad range of retail and corporate banking products that cater to the personal and business needs of our clients. We serve our customers through a growing network of branches located in Erbil, Suleymania Dohuk, Kirkuk and Baghdad. We are proud to be the first bank in Kurdistan to launch debit cards, along with the installation of ATM machines and the acquisition of a merchants’ network. At RT Bank, we maintain correspondent banking relations with a large number of banks worldwide. This network forms the foundation for all our international banking operations. We offer products and services that help our clients reach their goals, fulfill their aspirations, and achieve financial success.