SmartTel is the first mobile banking service on the Romanian market and currently supports the largest number of active users of SMS Banking. SmartTel company is part of UCS Group, which operates since 1996 on the Romanian telecom & software market and works in close cooperation with other group’s entities to achieve an optimized cost/quality ratio for its solutions. SmartTel provides an experience of over 10 years in working with top Romanian banks and major telecom operators, extensive support (technical assistance & customer care) and professional and prioritized treatment for all development requests thanks to Ingenio’s software development team within the Universal Card Systems Group. SmartTel facts • 1st mobile banking operator in Romania (2000) • Over 12 years as VAS provider for Vodafone, Orange & Cosmote • Provider of the top Romanian banks, insurance companies & financial institutions • Interconnected with Core banking, Internet Banking, Cards and Collection systems to provide: - Mobile banking & Payments - SMS banking - SMS token authentication - Marketing SMS & Interactive SMS campaigns - Automated SMS fraud, card and collection alerts - Integration for SMS, MMS, USSD & Wap communication