Madison Mutual is a local, Upstate New York insurance company that has been committed to quality for over 125 years. Its name is derived from its home and place of origin – Madison County, NY – and its offices have always been located in Chittenango, NY. The Madison-Onondaga Mutual Fire Insurance Company was formally incorporated in 1893 to insure local farmers and business owners against fire and lightning. In 1983, the company merged with the Herkimer Cooperative Insurance Association and changed its name to Madison Mutual Insurance Company. Fast-forward to today, and Madison Mutual is a modern, innovative company with a highly knowledgeable staff. And yet, it is still a small, friendly company where a real person answers the telephone during business hours. With Madison Mutual, you get the best of both worlds!