Scorto is a globally recognized provider of risk management and decision analytics solutions and services. We have served lending and credit based organizations since 2005 by providing tools and platforms which have allowed our clients to make accurate and timely decisions, quantify credit risk, increase the profitability of credit portfolios, and improve operational efficiency. Our product line includes solutions for decision automation in loan origination, customer management and debt collection, SME lending and Basel II calculations. Scorto is focused on the development of credit scoring and decision management solutions, tailored to any organization or environment, along with analytical services such as scoring model development, validation and maintenance. Scorto solutions perfectly combine robust technology and impressive predictive power with extreme easiness and intuitiveness of user interface, optimized for business users.