LifeCare Xchange is a life insurance settlement company that helps Seniors and their families access funds they have worked hard for but simply cannot wait on. Medical expenses, long term care and other financial setbacks can sometimes mean a family is unable to continue to maintain paying for their monthly premiums, usually having to walk away from their own hard earned money in the process. LifeCare Xchange was created to help those families access THEIR money by offering either cash settlements or monthly payments to policy holders NOW, when they need their money most. *Settlement amounts vary case by case, and are based on the total value of the policy.