Insurance Brokerage (Personal, Commercial & Farm) Personal: Please note that large discounts are available when insuring more than one vehicle as well as insuring your home or apartment. You can choose different limits and deductibles which will affect the price. Once you have received a quote, we can contact you to offer our advice as to what additional coverage is available and recommended for your individual needs. Remember, as your broker, WE WORK FOR YOU!! Commercial: We offer a wide range of products for all types of commercial operations. Generally, commercial insurance falls into the categories of retail, contractors, realty, garage auto, hospitality, office and manufacturing. Surety Bonds are also available. Commercial policies can be very complex depending on the type of business conducted. If you wish to be contacted to discuss a risk assessment and quote, please complete the form below and we will have a commercial broker contact you. Our commercial liability policies start as low as $750 annual premium. Farm: Birkett-Hassard Insurance has a time-honoured tradition of insuring farming operations in Ontario for over a century. This specialized area of insurance requires knowledge and expertise which we provide. We are experienced in dairy, beef, poultry, pork and crop farming operations as well as providing unique coverage for hobby farms and equine operations.