SCL Mortgage Group | Luminate Home Loans is a residential mortgage company. We are the One Stop Shop for all your residential mortgage needs! Purchase, Refinance, HELOC, Conventional, FHA, VA, Self-Employed Loans, Jumbo Loans, Investor, Credit Challenges, Land Loans, Down Payment Assistance, Lock & Shop, Reverse Mortgages, Construction Loans, Medical Professionals Program and much more! GREAT RATES! We have loan programs available for most everyone. Serving 44 States - see Locations on our website for more details. SCL Mortgage Group, LLC. | NMLS #1200716 | Luminate Home Loans, Inc. | NMLS #150953 | This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.