Curtis Financial Planning, LLC is a financial planning and investment advisory firm based in Oakland, California that specializes in the unique financial needs of single women, women breadwinners and women heads of household. Cathy Curtis, the founder and principal is a Certified Financial Planner and Registered Investment Advisor. Women Have Distinct Financial Planning Needs A primary concern of women is that they will be old and poor. And the simple truth is that women do have unique planning needs. Look at these facts: -80% of American women will find themselves the sole keepers of their personal finances at some point during their lives, however, most of those women feel financially insecure, despite controlling more wealth, having more education and being more involved in financial decisions. -Women make on average 70-75% of what men make in similar occupations. -Women’s careers are often interrupted by family needs, both childcare and eldercare which limits their opportunity for income growth. -50% of all women fear losing everything and becoming bag ladies (48% of women who earn $100,000 or more annually fear this). -Two-thirds of women over age 65 rely on Social Security as their primary source of income. Consequently, women are twice as likely as men to live out their golden years at or below poverty levels. That is why it is so vital that women plan, save, and invest for financial security: it is not money that makes people financially successful, it is time.