TEJARA is an Egyptian law 159 joint stock company established in 2012 by Multiples Group, a DIFC company. TEJARA has a trading license and enters into short term, transaction-based partnerships, with focus on SME's, envisaging TEJARA as financial investor funding a portion of the transaction while the partner company manages the transaction. Through this model TEJARA offers a huge service to underserved Egyptian SME’s which are facing the perpetual challenge of limited access to finance. Such challenge creates evident financial gaps which hinder SME's capability to realize full growth potential. TEJARA is ideally placed to assist in bridging these gaps by providing a unique opportunity for short term working capital funding which facilitates and accelerates the growth and value of those companies. TEJARA has strong institutional shareholders and a proven, profitable track record built by a solid and experienced Management team. The company observes best practice governance. The internal decision making is structured and transparent. Investment decisions follow a thorough assessment process taking into consideration all risks surrounding a transaction. In culmination of all this TEJARA always enjoyed sustained healthy levels of all financial indicators TEJARA is an ideal transitional business partner for SME's as demonstrated by several advantages of its business model: • Partnership agreement limited to a specific transaction: a closed ended contractual relationship. • Transaction cycle, and hence partnership, is short term with clear starting and ending dates. • While the investment appraisal is thorough, it is also clear and swift with no red tape or bureaucracy. • TEJARA is a true investor; the funding it avails is not categorized as debt and, thus, does not burden the balance sheets of partners with leverage