Our business approach is simple; provide a great service at the lowest price. Southern Merchant Services is owned by Steven Carter who is committed to helping members run their business better. Since 2010, Southern Merchant Services has been providing unparalleled personal support, seamless technology, and the lowest rates in the industry! 100% U.S. Customer Support We believe in old fashioned customer service plain and simple. Our members receive 100% U.S.-based customer and technical support with live bodies trained and ready to help 24-hours a day. No fine print and no monthly minimums We fully disclose all fees and costs upfront with no fine print to study. We offer no monthly minimums, maximums, annual, or retrieval fees on our fee schedules. Latest Technology We offer the most dynamic and current merchant processing solutions available, from standard terminals to the most sophisticated software. Our team stays on the cutting-edge of industry advancements to offer our members the latest in security and convenience for payment processing, including both terminal and mobile solutions. Low card fraud exposure We specialize in keeping our member’s credit card fraud exposure as low as possible. By utilizing the latest security technology in the processing industry, such as the Address Verification System (AVS), we’re able to keep fraudulent chargebacks from cutting into your profit