Citizens State Bank is a banking company which has been in business for over 110 years. The original branch is based out of 501 RIVER ST, Ontonagon, Michigan, United States. The headquarters opened in 2020 in Royal Oak, Michigan to service Southeastern Michigan. As growth continues the focus remains on enhancing bank products and services to provide costumers with a suite of financial solutions customized to their needs. Citizens State Bank specializes in creating customized banking solutions with personalized high-touch service. We offer the technology and product offering of a large bank, and the extraordinary customer service of a private bank.