Ard Financial Group is a diversified financial services holding company with an aim of increasing its shareholders’ value through investing in and developing leading financial services companies. Our investment portfolio consists of companies such as Ard Insurance, Ard Credit, Ard Securities, Ard Life, Ard Assets, Ard Management, Ard Bit, TenGer Systems, Mongol Post, GoPay, Nomyn Hishig, CryptoNation, Digital Exchange Mongolia (trade.mn), and MEC partners (ardshop.mn). Investor Nation, after RTO with Jinst Uvs (MSE:JIV), is a MSE traded public company and a registered trademark of the Group. Ard App, Ard Digital Banking, GoPay, ArdCoin are proprietary digital products based on artificial intelligence and blockchain technology. Mission Optimize investment returns by maintaining a balanced view on profits and risks. Vision We will strive to become an approved financial services group with a proprietary technology in the region Publicly traded companies on the Mongolian Stock Exchange in our investment portfolio: MSE: AARD (0262) Ard Financial Group MSE: MNP (05412) Mongol Post MSE: AIC (05480) Аrd Insurance MSE: ADB (05509) Ard Credit NBFI