At Tradition Mutual, we are here to bring safety, security and certainty to our policyowners in an unpredictable world. We know you, and you know us on a personal basis. We have integrity and stability earned over a history that expands over more than 145 years in St. Mary’s, Stratford, Mitchell and Perth and Huron counties. We live in our community and believe in investing within the communities we serve. If you have an insurance policy with us, you are a policyholder and an owner. At Tradition Mutual, you are the most important part of your policy. Although we began as a farm insurer, we now offer a wide variety of insurance, including: • Auto insurance • Home insurance • Commercial insurance • Farm insurance • Church insurance The difference between mutual insurance and other insurance is ownership. As a mutual insurance policyholder, you are also an owner. That means insurance premiums stay in the community where they belong. And unlike large, multinational companies who have shareholders to please, mutual insurance companies act only in the best interests of their policyholders. Here’s one example. Insurance is about planning for the worst. But if the worst doesn’t happen, you might have some money left over. In a shareholder-owned insurance company, they call that money ‘profits.’ In a mutual insurance company, they call it a policyowner equity. We have provided premium refunds to our policyowners as declared by our board of directors. Although Tradition is a local company, our strength and stability is backed by Ontario Mutuals, a partnership of more than 40 mutual insurance companies across Ontario. Together, we make up one of the strongest financial networks in the world.