PayPoint is a Service and Technology Company that provides 24-hour ATM, payment and Pre Payment solutions and systems to Utilities, Retailers, Banks, Cellular and Entertainment organisations. PayPoint utilises a centralised bureau and technology switch linked to remote payment points such as EPOS terminals, ATM, Bulk Printing and Cell phone technology. The system facilitates multiple payment and pre payment solutions between end-consumers and their supply and service providers. The objective of the PayPoint multi Pre payment solutions is easy accessibility to every man on the street; this is not the current status in Africa, as consumers travel very far, standing in long queues to perform Pre Payments and payments, this result in late and no payments to its service providers. South Africa has many consumers living in rural areas with no remote technology facilities available to them. PayPoint has developed one of the first Mini ATM solutions that offers services to the unprivileged emerging market communities with ATM cards. This cutting edge technology will provide cash withdrawal services as well selling pre payment services to the unbanked cash market segment.