Gemini Funding is a local private lender specializing in hard money loans and bridge loans for real estate investors and developers throughout New Jersey and New York City tri-state areas. We provide quick and easy funding for both fix & flip and new construction projects secured by various types of real estate including non-owner occupied residential, multi-family residential, small commercial and mixed use properties. Our extensive experience as both private lenders as well as real estate investors gives a a distinct ability to create innovative hard money loan programs that suit the reality of today’s real estate investment environment. Gemini Funding is a direct lender – not loan brokers. As direct lender we make every lending decision in house which enables us to provide quick and accurate responsiveness so that you can concentrate on making money, not finding money.