SAO Payments was designed for middle and high-risk online merchants as a comfortable guide to the payments complex world. Online payment operations are supported by the unique SAO token with the function to leverage transaction risks and to simplify receiving fiat-to-crypto-to-fiat processes. SAO is a utility token which eliminates chargebacks and money laundering issues and supports payment operations by accelerating onboarding processes. Merchants are able to settle in crypto together with traditional fiat payment.