RainchqTM (Rainchq.ai) is a purpose built fintech platform created to give both shoppers and enterprise an alternative to BNPL credit providers. For organisations the platform verifies identity, using the latest technology, and secures trade credit accounts against the customers nominated method of payment. For the shopper, they benefit from agreed payment instalments over a set period. Rainchq is an automated 3 payment at 30 day intervals debt collection platform, which improves cash flow, and the adherence to trade credit terms by shoppers, promoting a disciplined approach to purchases with the potential to incur a penalty should they miss a payment, lessening the burden of delinquent, or late payments, made by shoppers on business. Rainchq is always interest free, and penalty free (T&C’s apply). The transactional and financial relationship between the two parties continues to drive the development of the platform without the need to engage third party debt. Our vision is to assist the responsible use of finance to reduce third or fourth party debt, providing both organisations and shoppers a sustainable, and financial wellness alternative to BNPL, but still offering the shopper the convenience of the BNPL and SPLIT pay experience. Rainchq is one of a few payment gateways to offer both the BNPL experience, combined with SPLIT pay in a user friendly manner, allowing shoppers an easy way for others to share or pay for a transaction. We are pushing the boundaries of payment gateways in a sustainable manner, and not adding to the financial debt burden of society. We are not trying to replicate the likes of Afterpay, Zip or Humm, we are striving to better relationships between organisations and shoppers, whilst reducing overall debt. Take control back, and plugin Rainchq as your payment gateway; MYOB, Wordpress, Opencart, Magento, WooCommerce, 3dcart, Volusion, and many more..... Email us today: info@rainchq.ai