We are a highly qualified team of passionate and accessible Financial Advisers. We provide extensive Financial Planning and Money Management Services, whatever your financial situation, to support you in achieving complete Financial Wellbeing. We will help you plan for and handle all the financial ups and downs life might throw your way. From buying your first home and protecting your loved ones (should the worst happen), right through to retirement, estate, Inheritance Tax (IHT) & long-term care planning - ensuring your wealth ends up in the hands of the people it was intended, with the least amount of tax deducted. Our ultimate aim is to help you make your financial goals, aspirations and dreams a reality, allowing you to live and love life! Your home may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. * Trusts are not regulated by the Financial Conduct Authority. PW & Partners Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. SJP Approved xx/xx/xxxx