WJL Financial Advisors works primarily with clients in the midst of or contemplating some kind of career transition (job change, second career, early retirement etc.) I help clients answer questions such as: What should I do with my 401K? What cash flow strategies can help during this transition? When I can I retire? Can I afford to leave my corporate career behind and do what I really want to do? How can we best pay for college for our children without jeopardizing our retirement? How should we plan for Long Term Care? In addition to creating a financial plan I will work with you to develop a retirement portfolio using low cost index funds designed to allow you to meet your goals while effectively managing your investment risk. I charge an affordable fee for this service. For higher net worth clients with meaningful assets in taxable accounts or other complex tax or estate planning needs I offer an annual advisory program that includes financial and estate planning, investment management and tax planning and preparation for a flat annual fee.