We’re just like you. We have families, bills… So. Many. Bills. And one minute we’re sitting in the office wondering how we can make money go that little further… And the next, we’re creating an app that does just that. We’re here to help take the hassle out of your hustle. That’s what makes us get out of bed in the morning. And like most fintechs, we’re all about being open. Working together. That's the beauty of open banking. Our open banking marketplace is bank-neutral, meaning we can partner with a range of financial service providers to give you the choice, control, and personalisation you need in your finances. People often talk about fintech companies being disruptors. We prefer to think of ourselves as being passionate about using technology to make a difference to people’s lives. ⚡No-monthly-fee transactional account. ⚡Tap to pay with your Spot card or Android device.* ⚡Scan any QR to pay at participating stores. ⚡Get loans and insurance offers in our open banking marketplace. ⚡ Send cash to friends on Spot, it's fast and free. ⚡Earn cash when you shop at any of our cashback *Coming soon.