For nearly 21 years, ALIRT Insurance Research has been supporting institutions and individuals seeking to go beyond ratings for a deeper understanding of the relative financial condition of individual insurance companies and broad insurance markets in the U.S. ALIRT models the financial performance trends of life, health, and property & casualty insurers versus their peers and respective insurance industry sectors on a quarterly basis. This work is used by clients to address due diligence, competitive intelligence, and financial performance benchmarking needs, as well as as a point-of-sale tool. A privately-held firm, ALIRT was founded in 1999. The company’s three partners have over 20 years of experience analyzing insurer financials, long-time insurance market relationships, and place strong emphasis on service. ALIRT’s clients include many of the nation’s money center and regional banks, Wall Street wirehouses, regional and independent broker/dealers, BGAs/IMOs, multiline brokerages and agencies, retail insurance producers, risk managers, insurance companies, and institutional asset managers.