RTW, Inc. is a specialty workers’ compensation company offering a strong value proposition: Improved claim outcomes and lower total costs. RTW is a member of the State Auto Group. RTW’s insurance offerings target larger employers with debit experience modifications that are committed to improving their results and “main street” employers located in small towns across America. Absentia, RTW’s fee-for-service brand, offers unbundled managed care products designed for Fortune 1000 companies, risk pools and carriers. We are a company with a purpose. We attract exceptional people who desire to be the best ... people who are honest and have unwavering ethics and integrity. We work in an environment where we support, trust, respect and listen to each other. We make and keep our promises and commitments to one another and to our customers. We are innovative, creative and passionate about the difference we make in the world.