Located in California’s Central Valley, Leap Carpenter Kemps (LCK) is Merced County’s largest locally owned independent insurance agency. For 70 years, LCK has provided custom insurance solutions for both businesses and families. LCK is an independent agent, free to choose the best carrier for your needs. We work for you, not an insurance company. Business: LCK has a deep understanding of the challenges and risks facing Central Valley Businesses—from workers’ comp to liability and beyond. Our personal advisor work hard to minimize local businesses’ risks, so they can prevail and prosper. Personal: As you work to build a future for yourself and your family, our personal advisors work hard to protect what’s already yours. Our agents have access to more carriers and plans, which means they have more options when creating the custom insurance solution that best fits the needs of your family—providing both security and value.