ShoreOne covers all your needs with a single policy, so you don't need to juggle separate policies and deductibles for homeowners and flood insurance. For decades, insurance agents have had no single option for coastal homeowner policies that include full flood. Instead, agents have to place multiple policies for their homeowner clients in order to get them the full flood coverage they needed. They continue to be constantly frustrated by the complexity and delays involved in quoting coastal policies, including flood. ShoreOne Insurance resolves the conflict and confusion with our complete coastal insurance approach. ShoreOne combines homeowners and flood insurance into ONE policy with ONE deductible and ONE agent. Our technology eliminates the need for an elevation certificate and our proprietary database allows for granular assessment of each property’s real risk.