C2 Covalent: Finally a Reason to Change C2 Systems, based in Dallas, Texas offers C2 Covalent, a cloud-based Loan Origination System (LOS). Our solution quickly and consistently processes consumer and small commercial loan applications from point of sale, through underwriting, compliance and e-contracting with an integrated hand-off to the loan servicing platform. The system is so intuitive it requires almost no training of bank staff, enabling rapid deployment. For financial institutions with antiquated lending systems Covalent is finally a reason to change. Our company CEO and Founder, Steve Sargent, is an entrepreneur who offers deep industry expertise based on his previous success starting Cypress Systems (purchased by CRIF in 2011). Steve’s goal is to help mid-tier banks level the playing field and compete against the largest banks in the U.S. with a LOS so streamlined it reduces the loan origination process from three business days to 45 minutes. C2 Vision is an Artificial Intelligence & Data Exchange (AIDE) engine that reduces friction and risk in the credit process while improving compliance and profitability. Cloud-based or locally hosted, C2 Vision offers plug-in architecture and pre-built integrations to many industry standard systems to ensure fast, flexible and comprehensive solutions. It is built into C2 Covalent and offered as a standalone solution. C2 Professional Services complement our other solutions and starts with a customized plan that optimizes the lending process, from solution design to customization to implementation and training.