Historical Background The history of the Higher Education Loans Board dates back to 1952 when the then colonial government awarded loans under the then Higher Education Loans Fund [HELF] to Kenyans pursuing university education in universities outside East Africa notably Britain, the USA, the former USSR, India and South Africa. Students who were pursuing university education in universities outside East Africa and were not on scholarships were advanced loans by the then government against securities such as Land Title Deeds, Insurance policies and Written Guarantees. Vision " To be the preferred financier of Kenyans pursuing higher education." Mission To provide affordable loans, bursaries and scholarships to Kenyans pursuing higher education. Core Values TRANSPARENCY: We are committed to serving our clients with transparency and integrity. FAIRNESS: We strive to exercise fairness in our service delivery. COUTESY: We endeavour to be courteous at all times COMPETENCE: Our services are provided with utmost competence. TEAMWORK: Appreciation, Communication and Teamwork are central in all our activities.